Delivering on the Promise

Banking Solutions

Banking Solutions

  • Core Banking-Finacle
  • Additional Banking Solutions
  • Self Service Kiosk
Now Implemented And Supported Locally

Finacle core banking solution is a comprehensive, integrated yet modular business solution that effectively addresses the strategic and day-to-day challenges faced by banks. It is highly parameterizable providing that much-needed flexibility to adapt to a dynamic environment.

The solution has an integrated CRM module enabling banks to offer a rich and differentiated value proposition to customers. The layered Service Oriented Architecture (SOA), STP capabilities, web-enabled technology and 24 X 7 operations ensure multi-channel, multi-country and multi-currency implementations. The functionality-rich modules in the solution provide banks with a varied palette of features to continuously innovate on their product and service offerings. With Finacle core banking solution, banks can meet the challenges of managing change, competition, compliance and customer demands effectively.

Key Modules
  • Enterprise CRM
  • Enterprise Customer Information
  • Consumer Banking
  • Wealth Management
  • Corporate Banking
Business Benefits
Differentiated Product Spread

Finacle core banking solution offers an unlimited palette of features for banks to design and deploy products for varying market segments. The product bundling capabilities of the solution offers a wide range of possibilities for banks to create products with innovative features. The facilities provided for differential pricing, channel rules and customization through Finacle Studio – the scripting engine, empower banks to continuously innovate and extend their suite of products, across segments.

Agile Operations

The Service Oriented Architecture (SOA) enables the IT team at the bank to effect changes without touching the base code, ensuring lesser vendor dependency and faster adaptability to changing business conditions.

Robust Cross-sell Framework

The CIF and CRM capabilities in Finacle offer a unified view of the customer across the entire solution and across multiple back-end applications, enabling the bank to view the customer from a completely informed angle. This empowers banks to effectively manage customer relationships and aggressively explore cross-sell opportunities.

Increased Operational Efficiencies and Productivity

Finacle core banking solution supports business events automation and process orchestration, thus eliminating manual tasks and reducing process time. The elimination of error and data redundancies also results in increased branch productivity. Straight Through Processing (STP) abilities enhance reduction in turnaround and processing time, increasing output and enabling speedy completion of tasks.

Key Modules
  • General Ledger Accounts
  • Group Lending
  • Saving
  • Deposits
  • Advances
  • Loans
  • Membership / Stakeholder Details
  • Mobile Interface – SMS
  • Internet Interface - ONLINE
  • Along with mFIN Solution, Simba also offers a special Client developed on “POS Device having Biometric and Smart Card” and “Mobile Handset having a Bluetooth supported Printer” for Microfinance to introduce Branchless Agent and this special client supports branch functions like opening a new customer, opening a new account, opening a new FD and so on.
  • Trade Finance
  • Shariah Products
  • Functional Services

Advanced Banking Kiosk can help a financial institution to achieve its goals of customer retention and acquisition, branch transformation, revenue generation and more cost-effective retail delivery.

Valuable staff can be relieved for more profitable and rewarding tasks of resolving disputes and increasing business. Customers greatly appreciate not having to wait around for routine services.

The Advanced Banking Kiosk delivers a turn-key remote payment collection system ideal for convenient on-site bill payment, cash withdrawls, loan/credit cards applications, forex rate and customer service. The ABK solution includes all of the hardware, software and connectivity necessary to securely collect payment via. credit card, cash or checks from any remote location.

Features and Options
  • ABK kiosk hardware
  • On-site wireless broadband service
  • Dell high end PC
  • Accepts cash, credit card and checks
  • Credit card insert reader
  • 1D/2D barcode reader
  • Amplified speakers
  • Signage lightbox with custom graphics
  • Bulk note cash acceptor
  • Laser Printer
  • Biometrics Finger Scanner
  • Metal Keyboard etc..