SIMBA TECHNOLOGY LTD Simba Technology Ltd

Solutions

Clari5 Enterprise Financial Crime Management

    1. Clari5 powers an AI-first, real-time, and enterprise-grade fraud risk and anti-money laundering (FRAML) platform trusted by leading global banks to detect, prevent, and respond to financial crime across all channels and products. Simba proudly brings this technology to the Kenyan market, addressing complex risks in mobile money, agency banking, and the rapidly expanding digital payments ecosystem, thereby strengthening the foundation of Kenya’s banking landscape.

    1. Complementing this are advanced modules tailored for Kenya’s banking ecosystem:

  • Clari5 Intelligence Platform: A central nervous system combining unified intelligence across all banking channels with real-time decisioning and a 360-degree customer view.
  • Clari5 Risk Orchestration: Visual scenario design and multi-dimensional risk scoring enable tailored fraud strategies tuned to Kenya’s payment and fraud trends.
  • Clari5 Investigation Platform: AI-powered workflows and network analysis shorten investigation cycles of complex fraud and money laundering cases, supporting compliance with Kenya’s AML Amendment Bill 2025.
  • Clari5 Compliance Platform: Automated regulatory reporting with real-time watchlist filtering aligns operations to Kenya’s stringent reporting requirements.
  • Clari5 Integration Platform: Pre-built adapters for core systems and open APIs accelerate deployment and fintech ecosystem integration.

Clari5 Additional Capabilities

  • Real-Time Transaction Monitoring: Unifies detection across core banking, cards, digital channels, and payments with hybrid AI-powered and scenario-based intelligence. Clari5 scores and interdicts suspicious transactions instantly, enabling Kenyan banks to stop fraud and comply with evolving AML regulations.
  • Mule & Ring Detection: Graph-based link analysis exposes hidden mule networks and layered transfers common in Kenya’s mobile money ecosystem. This supports forensic fund tracing and regulatory reporting, aligning with Kenya’s Financial Reporting Centre (FRC) mandates.
  • Digital TrustArmour: Behavioral biometrics and device risk analytics silently analyze keystrokes, swipes, scrolls, and device fingerprints to detect bots, session takeovers, and abnormal user activity. Risky devices such as emulators and rooted phones are flagged to prevent spoofing, protecting Kenya’s fast-growing digital banking population.
  • Insider Fraud Management: Monitors employee and customer interactions in real time to detect collusion, anomalous access, and internal fraud, addressing increasing insider threat risks within Kenyan financial institutions.
  • Payment & Card Fraud Management: Protects debit, credit, prepaid, contactless, mobile money wallets, and tokenized payments. Real-time profiling of customers, merchants, and devices blocks card-not-present (CNP) and instant payment fraud, vital as Kenya moves toward more cashless payments.
  • Customer Empowerment Features: Offers kill switch, money lock, customizable limits, and permission management tools, empowering customers while meeting new Kenyan regulatory standards on consumer fraud protection.
  • Enterprise Case Management: Automates alert triage, workflows, audit trails, and investigations, ensuring rapid fraud resolution and full regulatory compliance.